Fixed vs Floating Loans — Who Benefits from Rate Cuts? Not all loans benefit from RBI’s rate cuts. If you’ve taken a fixed-rate loan, your EMIs may not change — while floating-rate borrowers could see savings. Here’s a simple breakdown of how each loan type works and what you should consider before switching.
News Senior Citizen 👵 Railway Concession in India: What’s Real & What’s Rumour? Railways earned approx. ₹8,913 crore extra in last 5 years. There’s been a lot of buzz about the return of half-price train travel for older passengers. Let’s unpack what’s really happening with publicly verified sources.
Automobile Featured Latest Car Launches & Facelifts From Tata’s Altroz facelift to the Harrier EV’s big debut and MG’s Comet EV launch, India’s auto scene is heating up. Here’s what’s new, next, and why it matters. #AutomobileIndia #EVNews #CarLaunch #TataHarrierEV #KiaSyros #Mercedes
Stock Market Stock Market Preview – June 20, 2025 Markets look set for a flat open on June 20 as crude retreats and the rupee steadies, but geopolitical tension and mixed flows keep sentiment cautious. #MarketPreview #Nifty #Sensex #PreMarket #InvestingIndia
News How to Get Government Subsidies for Home, Business, or EV — Without Any Agents Want to apply for a home, business, or EV subsidy without middlemen? Here's a simple guide to real Indian government schemes you can apply for yourself — with official links and no confusion.
Finance Hidden Features of Bank Accounts Most People Don’t Use – But Should The hidden features banks won’t tell you about. Your bank account could earn more interest, offer insurance, or help them save automatically. Here are 4 underrated banking features you should be using.
Money Habits Featured 10 Money Habits to Teach Your Kids Before They Turn 18 Want your child to grow up financially smart? These 10 money habits will help them save better, spend wisely, and value wealth — before they turn 18.
Budgeting Featured How Much Money Do You Actually Need to Feel Rich in India? How much do you need to feel rich in India? It’s less about crores, and more about control. Here’s how to find your number and plan smartly.
Stock Market Stock Market Preview – June 19, 2025 Indian markets may open slightly lower on June 19. Global markets are in wait-and-watch mode ahead of U.S. Fed updates, and oil prices have cooled slightly.
Automobile Why Buying a New Car Might Be the Fastest Way to Lose Money Thinking of buying a new car? Learn how quickly your car loses value and whether a used one might be the smarter financial choice.
Finance Salary vs Freelance vs Business – Which One Builds Wealth Faster? Salary gives stability, freelancing offers flexibility, and business can create long-term wealth. But which one actually builds wealth faster? Here's a practical comparison.
Budgeting 50-30-20 Rule Explained: The Budget Formula That Actually Works in India The 50-30-20 rule is the simplest budgeting formula that actually works. Here’s how to use it in India with real examples and a free tracker.
Finance How to Claim Insurance (Health, Term, or Car) – A Step-by-Step Guide Claiming insurance shouldn’t feel like a mystery. This guide breaks down exactly how to claim health, life, or car insurance — step by step, without the jargon.
Investing Featured How to Read a Mutual Fund Factsheet (Without Getting Confused) Mutual fund factsheets can feel overwhelming. This guide simplifies every section — so you can choose the right fund with clarity and confidence.
Money Habits How to Build Wealth in Your 30s — Without Being a Finance Nerd You don’t need to be a finance geek to build wealth in your 30s. Here’s a simple guide to saving, investing, and preparing for life — minus the jargon.
Taxes Sukanya Samriddhi Yojana: The Best Gift for a Daughter’s Future Sukanya Samriddhi Yojana is a government-backed savings scheme for your daughter — with high returns, tax-free maturity, and the peace of mind every parent needs.
Taxes What Is ELSS? And Why It’s the Best Way to Save Tax for Young Investors ELSS is a tax-saving mutual fund that helps you save under 80C and grow wealth — with just a 3-year lock-in. Here's why it's perfect for young investors.
Taxes What to Do if You Missed Filing Your ITR This Year Missed the ITR deadline? You can still file your return, claim refunds, and avoid penalties. Here’s what to do step-by-step.
Money Habits Money Habits I Inherited from My Parents — Good and Bad Your money habits aren’t random — they’re inherited. Here are the ones I got from my parents, the ones I’m proud of, and the ones I had to unlearn.
Money Habits Featured What Happens to Your Money If You Die Without a Nominee? If you die without a nominee, your money may not reach your family without legal battles. Here's how to fix it in minutes — and why it's more urgent than you think.
Budgeting I Tracked Every Rupee I Spent for 30 Days. Here’s What I Learned I tracked every single rupee I spent for 30 days — and it changed how I see money. Here's what I learned (and how you can try it too).
Finance Top 5 Personal Finance Scams You Must Avoid in 2025 From fake UPI refunds to WhatsApp investment traps, here are 5 finance scams every Indian should read out for in 2025 — and how to stay safe.
Finance Digital Rupee (e₹): What It Means for Everyday Indians The Digital Rupee, or e₹, is India’s official digital currency—just like cash in your phone. Here’s what it means for you, how different it is from UPI and crypto, and how you can start using it.
Budgeting How to Create a Budget That Actually Works (Without Feeling Miserable) A budget doesn’t mean saying no to everything — it means saying yes to what matters. Here's how to create a simple, real-world budget that actually works.
Investing What is PPF and Why Every Indian Should Consider It PPF is one of India’s safest and smartest ways to build long-term wealth — with guaranteed returns and full tax benefits. Here's why every Indian should consider it.
